
Bespoke is a complete financial solution platform delivered as a PHP script, built for entrepreneurs, developers, and agencies ready to launch a digital financial services business. Instead of investing months in custom development, you can deploy a platform that supports buy now, pay later transactions, structured lending, and diverse savings products — all from a single purchase.
The script covers a broad range of modern financial offerings. Customers can purchase products in installments through the integrated BNPL system, apply for loans with full admin oversight, or participate in structured savings plans designed for individual and group goals. With unlimited domain usage under the GPL v3.34.2 license, you can deploy Bespoke across as many sites as your business requires.
The lending module lets users submit financial statements and guarantor details for thorough admin review. Administrators define loan plans with suggested amounts, interest rates, accrued interest, and repayment durations. The system tracks every application through its lifecycle — pending, delinquent, and completed — giving you full visibility into your lending portfolio.
Prospective borrowers get a clear preview of their repayment plan before applying. The system sends reminders two days before repayment deadlines to help users stay current and avoid interest rate increases.
When enabled, users can repay loans in scheduled installments. The platform prevents duplicate applications by blocking new loan requests while an existing application is still pending.
The BNPL module lets customers purchase products in installments or pay the full amount upfront. Shipping addresses are captured to support delivery workflows, and full loan application features apply to every BNPL transaction.
The centralized admin interface lets you view detailed earnings from loan payments, modify loan plans without disrupting active applications, and manage all platform operations from one place.
Every loan application captures the user’s bank account details, ensuring transparent and organized fund management.
Bespoke is ideal for entrepreneurs launching a fintech startup, digital banks, microfinance institutions, savings and loan cooperatives, or e-commerce platforms that want to integrate BNPL options. It is equally suited for developers and agencies who resell white-label financial platforms to clients across different markets and domains.
Bespoke stands out as a complete, ready-to-deploy financial platform that eliminates the need for costly custom development. Its broad feature set — spanning lending, BNPL, and multiple savings models — gives you everything needed to launch a competitive financial services platform. The unlimited domain license and lifetime updates ensure long-term value, while the clean, virus-free codebase gives you confidence in the quality of the product.
Q: What financial products does Bespoke support?
A: Bespoke supports Buy Now, Pay Later (BNPL) transactions, an advanced lending system with loan management, and four savings models — Regular, Emergency, Duo, and Saving Circles.
Q: Can I use this script on multiple websites?
A: Yes. Bespoke comes with unlimited domain usage under the GPL v3.34.2 license, so you can deploy it across as many sites as needed.
Q: Does the platform include a loan calculator for users?
A: Yes. An integrated loan calculator gives users a clear preview of their repayment plan before approval, and reminders are sent two days before repayment deadlines.
Q: What types of savings plans are included?
A: Four savings models are included — Regular Savings for locked-in plans with predefined durations, Emergency Savings for flexible access, Duo Savings for couples with shared goals, and Saving Circles for community-based group savings on 12-month cycles.
Q: What updates and support are included?
A: Bespoke includes lifetime manual updates and comes with 100% clean, virus-free files. An Elementor PRO demo is also included to help you get started quickly.
Bespoke provides a powerful, all-in-one foundation for anyone looking to enter the financial services space. From advanced loan management and BNPL to structured savings products and community saving circles, this PHP script delivers the tools you need to build, launch, and grow a profitable financial platform. With unlimited domains, lifetime updates, and a clean codebase, it is a smart investment for entrepreneurs and developers alike.